Welcome to Amma Universal Foundation!

These Terms and Conditions (“Terms”) govern your access to and use of our website, as well as the Financial Safety and Security Services provided by Amma Universal Foundation. By using this website or availing any of our services, you confirm your acceptance of these Terms. Please review them carefully to understand your rights, responsibilities, and the extent of our offerings.

Eligibility and Acceptance

To be eligible for Financial Safety and Security Services coverage through Amma Universal Foundation, you must meet the following criteria:

  • You are between 18 and 70 years of age.
  • You must provide accurate, truthful, and complete information during the Safety and Security services application process.
  • You must agree to the terms outlined in this agreement and any specific terms included in the Financial Safety and Security documents.
  • You must explicitly accept these Terms by selecting the acceptance checkbox before making any payment or using our services.

Safety and Security Products and Coverage

Amma Universal Foundation offers a range of Safety and Security products designed to provide financial security for individuals and families, especially those in the unorganized labor sector. The key points of our Safety and Security services include:

  • Safety and Security issuance: Issuance of our Financial Safety and Security is subject to approval based on the information you provide during the application process.
  • Coverage: The details of your coverage, benefits, exclusions, and terms will be outlined in your Safety and Security document.
  • Eligibility: Safety and Security coverage is available to individuals who meet our underwriting criteria, as outlined in the Safety and Security documents.

Payment Terms

Amma Universal Foundation offers a secure and convenient platform for making payments related to your Safety and Security. By using our payment gateway, you agree to the following:

  • Payment Process: All amounts must be paid in full before Financial Safety and Security activation. Failure to make timely payments may result in Financial Safety and Security cancellation or suspension.
  • Payment Methods: We accept payments via [credit/debit cards, bank transfers, online wallets, etc.], as listed on the payment page.
  • Payment Confirmation: Upon successful payment, a confirmation message and receipt will be sent to your registered email or mobile number. Please retain this information for your records.
  • Third-Party Payment Gateway: Amma Universal Foundation uses Razorpay as its third-party payment provider to process transactions. By making payments through this gateway, you consent to share your payment and limited personal information with Razorpay for payment processing, fraud prevention, and compliance with regulatory obligations.
  • Failure or delays caused by Razorpay or other third parties are beyond our control, and Amma Universal Foundation disclaims liability for such issues.

User Obligations

  • Provide Accurate Information: Ensure that all the information you provide, whether during the application process or thereafter, is true, current, and complete.
  • Maintain Confidentiality: You must keep your account login credentials secure and confidential. You are responsible for all activities that occur under your account.
  • Renewal: It is your responsibility to ensure that your Safety and Security is renewed on time to avoid any gaps in coverage.

KYC & Regulatory Compliance

  • You agree to provide all KYC documents and information required by Amma Universal Foundation and Razorpay for verification purposes. You consent to the sharing of such KYC information with Razorpay and relevant regulatory authorities for compliance with applicable laws and regulations. Failure to provide required details may result in suspension or denial of services.

Disclaimer

  • Safety and Security is a contractual agreement, and that is subject to the terms and conditions of the specific Safety and Security purchased.
  • The information provided on the website is for informational purposes only and should not be considered legal, financial, or Safety and Securities advice.
  • While we strive to keep the information accurate and updated, Amma Universal Foundation makes no warranties regarding the accuracy, completeness, or timeliness of the content on this site.
  • We are not liable for any losses, damages, or delays arising from system errors, payment gateway failures, or third-party disruptions.

Limitation of Liability

Amma Universal Foundation will not be held responsible for:

  • Any loss or damage arising from your inability to access or use our website or services.
  • Claims resulting from system errors, failures, or issues with third-party service providers, including payment gateways and banking systems.
  • Any indirect, incidental, or consequential damages resulting from the use of our services.
  • Our liability is limited to the amount paid for the specific Financial Safety and Security under which a claim is made.
  • Razorpay’s liability for payment processing is separate and limited to their direct actions and services. Amma Universal Foundation disclaims responsibility for any losses caused by Razorpay’s operations or failures.

Modifications to the Terms

  • Amma Universal Foundation reserves the right to modify or update these Terms and Conditions at any time. Any updates will be posted on this page, with the revised date indicated. By continuing to use our services, you accept and agree to the updated Terms.

Contact Details

If you have any questions or concerns regarding these Terms or your transactions, please contact us at: br