Our Commitment to Your Data Privacy

Amma Universal Foundation is committed to protecting your privacy. This Privacy Policy explains how we collect, use, store, and share your personal information when you visit our website or purchase life security and safety products and services.

Information We Collect

We may collect and securely store the following personal and sensitive information:

  • Full name, contact number, email address, gender, and date of birth
  • Identity documents (e.g., Aadhaar, PAN, or other government-issued ID)
  • Financial details (e.g., income, bank account details for payments)
  • Medical and health history
  • Nominee/beneficiary information
  • Communication records (calls, emails, chats with our representatives)

How We Collect Your Information

We may collect your data through:

  • Online application forms
  • Use of our website, mobile app, or customer portal
  • Medical examination reports (if applicable)
  • Authorized third-party sources (e.g., hospitals, agents, or government databases, as permitted by law)

How We Use Your Information

Your information may be used to:

  • Process applications and determine eligibility
  • Assess risks and provide accurate coverage
  • Issue and manage your securities
  • Handle claims and settlements
  • Send important policy updates and notifications
  • Comply with legal and regulatory obligations
  • Improve our services and enhance user experience

Sharing Your Information

We may share information with:

  • Reinsurers, medical examiners, IT support teams, and authorized service providers
  • Government authorities or law enforcement when legally required
  • Banks and approved payment partners for transaction processing via Razorpay’s PCI-DSS-compliant gateway
  • Legal representatives for handling claims, disputes, or legal obligations

Payment Security

All payment transactions on our platform are securely processed by Razorpay using PCI-DSS standards. Amma Universal Foundation does not store your card or CVV information on our servers. Razorpay employs encryption and industry best practices to safeguard your financial information.

Data Security

To protect your personal information, we implement robust security measures, including:

  • Data encryption and secure storage
  • Regular system audits and compliance reviews
  • Restricted access to sensitive data only by authorized personnel
  • Use of secure protocols (HTTPS) for data transmission

Your Rights

As a user, you have the right to:

  • Access and review your personal data
  • Request updates or corrections to your data
  • Withdraw consent (as permitted under the policy terms)
  • Request deletion of non-essential data in accordance with applicable laws

Cookies and Website Tracking

Our website uses cookies and similar technologies to:

  • Enhance your browsing experience
  • Monitor site performance and usage analytics
  • Deliver relevant content, services, and promotional offers
  • Ensure secure transactions and detect fraud

Consent and Contact

By using our services and making payments through Razorpay, you consent to the collection and use of your information as described in this Privacy Policy.

For any questions or concerns regarding your privacy, please contact us at: ammauniversal2025@gmail.com.

 

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